Fixed or variable rates available. Additional deposits allowed during term. Interest accrued daily from date of deposit. Compounded quarterly. Interest earned is tax-deferred until withdrawn. Possible tax deduction for amounts deposited in each calendar year. No service charge or maintenance fee. Automatically renewable. Ten (10) calendar day grace period after maturity to withdraw or change terms without penalty. No withdrawal penalty for IRA account holder 59 ½ or older. FDIC insured up to $250,000.00 IRA deposits are not included in or combined with any other deposits for FDIC insurance calculations, but are insured separately.

Phone: (865) 475-9052


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